Zonal Legal Manager - Housing Finance

Zonal Legal Manager-Leading housing finance company (Location-Mumbai)

Role Brief: Responsible for handling litigation and non-litigation matters across pre and post lending activities

Role and Responsibilities:

- Scrutiny and approval for title search reports. Advising business on an acceptance of title search report/property for creation of mortgage/ security and any other assistance that may be required related to any other products

- Co-ordinate and interact with the external lawyers for investigation of the title of the property and discuss the issues of the title and remedies before creation of security.

- Drafting and vetting of equitable mortgage, simple mortgage, declaration and undertakings relating to the mortgage for security creation etc.

- Customizing the requirements of all different states for legal documentation, institutionalization and make branches aware and follow the same

- Updating/modification of legal policies annexure/State legal policies on on-going basis

- Dealing with the Enforcement and police authorities as and when required

- SARFAESI legal proceedings

- Drafting and structuring of various lending arrangements

- Drafting of retail loan agreements and replies for Legal Notices

- Maintaining MIS/keep records of all the cases including agreements, legal compliance, checklist etc.

Preferred Skills:

- Knowledge about SARFAESI process

- Understanding of Mortgage product

Must haves for the role:

- Experience in pre and post lending litigation and non-litigation process

- SARAFESI process