Zonal Head - Sales - Housing Finance

Looking to hire for an NBFC for their housing finance Arm :

- Providing housing finance (to buyers), Loan against Property, Commercial Property Purchase, Lease Rental Discounting and Construction Finance (to builders) solutions, caters to a diverse range of customer segments through its various service offerings.

- Additionally, being predominantly retail driven, the business is characterized by high volume of loan transactions and customer relationships.

- As a result, business performance is strongly impacted by people, process and organizational efficiencies, alongside core business drivers such as product/ solution quality, channel and customer relationship management and risk management.

- While unit of sizing up the business is its loan book size, profitability and minimized delinquency are also key business objectives.

- Higher cost of funding impacts profitability as well as competitiveness of loan rates that can be offered to clients

- For retail customers, identifying and acting on relevant needs for target demographics/ customer segments/ etc., in an efficient manner ensuring process, statutory and regulatory compliance at all times, are key for building business performance and sustainability.

- For institutional/ builder customers, understanding and addressing complex business requirements via proactive relationship management and customized solution fitment, while ensuring compliance at all times, are important to gain competitive advantage in this segment.