Zonal Head - Credit - NBFC

Company : A leading NBFC, part of a Large Conglomerate

Position : Zonal Manager - Credit

Location : Delhi (North) / Chennai (South)

Qualification : CA / MBA

Experience : 7 - 9 years from a reputed NBFC / Micro Finance Company

The incumbent needs to enable a clear focus on the credit function servicing Commercial Vehicle.

Key Responsibilities / Functions :

- Due Diligence and credit risk assessment of the segment proposal

- Establishment of policies and procedures for operational & functional control across the company network and ensure staff orientation and sound implementation.

- Lead and manage a team of Branch Credit Managers, Regional Credit hub team, credit officers and credit intelligence team

- Hold responsibility for implementation of high standards of internal control and procedures in order to safeguard the institutions operations assets and data.

- Define a risk-based approach to identifying, monitoring, measuring and reporting various types of Credit/operational and market risks and liaise with the related

- Responsible for publishing Branch/Region credit quality scores and red-alert reports to the senior management team based on the inputs from the credit intelligence team.

- He is also responsible for delivering high quality sampling feed-back through the credit intelligence team within the agreed TAT

- Ensuring that the necessary back office IT, administrative and control systems are in place

- Regular Credit Risk Portfolio Monitoring and Collateral Management/Monitoring for checking and controlling on Frauds/Delinquencies.