Posted By
Posted in
Banking & Finance
Job Code
683293
About Our Client
Our client is one of the well-established NBFCs backed by a reputed conglomerate. The NBFC has mortgage product offerings across loans, Mortgages, Loans Against Property, Loans Against Shares, Micro-finance and Agri-loans. They are looking for a Zonal Credit Manager with strong team handling experience for their operations based in Bangalore.
Job Description
Reporting to the National Credit Manager, you will be responsible for-
- Co-partner with business team to achieve projected business targets.
- Lead a team of credit approvers to ensure building quality portfolio and manage delinquencies.
- Manage end to end credit approval and disbursement process at HUB region within given Turnaround time (TAT).
- Co-ordinate with the recoveries team and generate business insights.
- Responsible for fraud management, Retail Legal and Technical to mitigate risk activities.
- Develop, review and institutionalize credit appraisal process and policies
- Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team members across levels.
- Work closely with recoveries and analytics team to generate business insights.
- Monitors and control the performance of loan portfolio especially high ticket loans.
- Manage credit appraisal and allied costs within allocated budget for Zone.
- Submits monthly credit statistics and reports to National Head - Credit.
The Successful Applicant
Looking for a strong, qualified CA with 15 plus years work experience in the mortgage industry/ NBFC/ HFC /Indian bank on the lending side of business. The candidate needs to have strong underwriting experience in the said industries and has been handling team for past 10 plus years.
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Posted By
Posted in
Banking & Finance
Job Code
683293