Zonal Credit Manager - Mortgage Loans - NBFC

We are hiring for Zonal Credit Manager - Mortgage Loans with a leading NBFC in Chennai

Job Responsibilities:

- Appraising proposals for LAP / Mortgage financing conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies

- Supervising, controlling delinquency and credit loss

- Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of MIS reports

- Fulfilling the credit training needs of entire business team on a continued & timely basis

Requirement In-depth knowledge of: 

- Financial & Credit Risk analysis

- Risk (credit / investment, operational, others) identification and mitigation

- Banking products and procedures; Documentation

- Team Management

- Leading, mentoring & monitoring the performance of the team members to ensure efficiency in process operations.

- Creating and sustaining a dynamic environment that fosters development opportunities and motivates high performance amongst team members.

- Nurturing, managing & imparting training to the team is also one of the core activities.

- Managing a team of RCMs, ACMs and Credit Managers

Requirements:

- Qualified CA / MBA Finance with min 10 years of work exp in Credit role.

- Should have handled mortgage loans