ZipLoan - Assistant Vice President - Credit

1) Improving efficiency- Retail lending is largely a business of getting the processes right. Thus, AVP-Credit should aim at improving processes and systems such that we are able to scale the business in an efficient manner.

2) Appetite to take calculated risks- at ZipLoan, we are aiming to address a segment that Financial Institutions have historically shied away from. Thus, the person should be willing to identify opportunities and assess the risk before attempting such a segment.

Responsibilities

- Enable high quality growth for the retail loan business to meet our strategic objective of AUM in the next 3 - 4 years.

- Deliver a profitable Small Business Loan book with immaculate portfolio quality by growing all the revenue pools and business segments

- The role of the AVP - Credit requires a deep understanding and hands on experience of unsecured business loans to businesses & Self-Employed professionals as well as industry knowledge & market intelligence.

- Most critical is to have an in-depth understanding of customer needs and design products, processes which deliver differentiated service level.