Zetwerk - Credit Head

About Zetwerk:

Zetwerk is a global manufacturing network that maximizes efficiency, quality and value. Its manufacturing capabilities help customers reduce costs of existing and new production parts, minimize the number of suppliers and execute production faster. Founded in December 2017, Zetwerk helps take digital designs into physical manifestations, from simple items like pipes to complex products like aircraft engine parts at its captive and partner facilities. With a virtually unlimited range of production capacities and capabilities, Zetwerk makes anything possible: any specification, scale, category or geography. Zetwerk ensures the right match for specifications at competitive costs and lead times. It offers quality monitoring through indigenously developed technology that provides end-to-end transparency from purchase orders to delivery, eliminating uncertainties around quality, visibility, reliability, and under- utilized capacities.

Zetwerk has delivered more than 1000 projects in over 15 countries to close to 300 customers so far. It is backed by marquee investors such as Accel Partners, Sequoia Capital, Lightspeed, Greenoaks and Kae Capital who have together invested close to $200 million in the company.

Why Zetwerk:

A company that's changing the way manufacturing is done needs game-changers to shape the future. At Zetwerk, our job is to help you excel in your career and make an Impact. We offer you an environment to create a unique career journey, opportunities to grow your ambition and an inclusive culture to help you thrive. We encourage innovation through collaboration and connect you to leaders who help you go beyond. We deliver the best for our people so that they can deliver the best for our customers. It's that simple. It's Zetwerk.

Role : Credit Head

Job Responsibilities:

- Create overarching credit policies for controlling risk & maintaining overall portfolio hygiene for the products

- Responsible for a team of underwriters and completion of timely credit appraisals

- Partner with product team to build a tech-driven approach to Underwriting

- Create governance and implementation plan for risk management frameworks

- Create/Define dashboards for credit risk monitoring & automated reporting

- Create and define scorecards for Unsecured & Non Fund based limit products

- Create & formulate fraud control unit along with legal & operations team

- Develop repeatable processes geared towards developing self service capabilities at regional level

Key Requirements:

- Experience - 7 to 10 years work experience in a mid to large sized EPC company or project finance division of a large bank/NBFC with a good track record on keeping delinquencies low.

- Education: Minimum of Bachelor's degree in Business, Finance, or Accounting

- Knowledge: Formal credit training program, and ability to comprehend and provide insight on credit terms in the projects/infrastructure market.

- Communications skills: Good oral and written communication skills to work with the lending and credit teams, relationship managers, credit approvers, etc. and provide strong and sharp perspective to business teams on their credit decisions.

- Research skills: Ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower's ability to repay loans.