WNS - Senior Analyst - Credit Analysis

WNS Triange - Data, Analytics and AI Powering Business Growth & Innovation

WNS Triange enables organizations from 10+ industries to articulate their business' data needs, distill the insights and interventions required, develop a data strategy and then translate it into action. Our domain expertise, co-creation labs, strategic partnerships, skin-in-the-game approach, and proven track record of delivering high-end tech solutions make us the ideal Data, Analytics and AI partner for our clients.

At WNS Triange, we believe it is the performance that matters - not just creative data sets, interesting patterns, or killer algorithms. Our team of 4000+ analysts, data scientists and domain experts combine 20+ years of experience and 25+ productized solutions and accelerators to deliver outcomes that matter most to 120+ global clients, at speed and scale.

Built on three core pillars - Triange Consult, Triange NxT and Triange CoE, WNS Triange supports clients at every stage of their data journey, powering their transformation to "Intelligent Enterprises."

WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.

We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees.

Job Description:

- Credit appraisal of existing as well as new credit requests for clients by evaluating their creditworthiness on multiple parameters, including the assignment of internal customer risk rating and covering detailed analysis of business profile, industry, management and financials.

- To analyze the balance sheet, income and cash flow statements of our clients, including the operating trends, capital structure, liquidity, covenants, debt service capacity and overall credit risk for conclusion and recommendation.

- Conduct on-going Portfolio Monitoring to facilitate decision making through Financial Modeling, Coverage Reports, Covenant Analysis, Forecast and Report writing.

- Working on assigning the Risk rating of PD and LGD to the Borrower, and detailed risk rating rationale write-up

- Providing mentorship and training to newer members of the team; providing cross functional knowledge and training to support teams

Additional Information

- Will be accountable for regular deliverables

- Responsible for delivering 100% quality to the client

- Be able to maintain productivity, quality and meet short/strict deadline.

- Assist superiors in activities related to productivity improvement, quality initiatives, pilot processes etc.

- Work under high pressure and long hours; strong work ethics and positive attitude

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