VP - Structure Finance - BFSI

Position: V.P

Qualification: CA / MBA.

Job Role:

- Management of Asset Portfolio and Client Relationship. Focus on Account Management & monitoring of their performance including Receivables, Sanction Compliance, Early Warning Signals, Legal Issues

- Managing the Team of Account Officers and effective allocation of resources

- Responsible for Periodic Review of the Portfolio and Exception Reporting

- To ensure smooth process from sanction, compliance to pre-disbursement compliance, disbursement and post disbursement compliance and functioning of the individual Accounts

- Monitor Implementation of internal policies regarding Credit Sanctions, Loan Documentation, Security Valuation and Compliance to RBI Guidelines including latest stressed account monitoring & reporting

- Continuous Monitoring and control on Document Perfection, Covenant Compliance and Other Sanction Compliance

- To review Project Progress Reports and have MIS on various parameters for the Portfolio

- Specific Focus on Infra Sector/Clients like road/ energy/ port apart from an all-encompassing sectoral analysis of the assigned sub-sectors

- New business opportunities including mining from existing relationship

- Performing risk analysis of corporates for identifying key risk factors, suggesting risk mitigants, presenting the same to the risk committee and issuing credit ratings to the companies and transactions

- Effective coordination with Accounts, Risk, Legal & Management for Restructuring of the loans, Legal Recourse for defaults, Negotiations for One time settlements, etc.