VP - Portfolio Monitoring & Early Warning System - BFSI - CA/IIM/ISB/MDI

Portfolio Monitoring : Manage and minimize shocks / stresses in the Credit Portfolio.

Analytics and Advisory :

Objective being to establish an enterprise approach focusing on key and emerging risks and opportunities, involving the following :

- Advisories from Crisil / ISI / Capitaline / webinars / research reports.

- Extensive reading and assimilating of news items and articles with the purpose of spotting sunrise / sunset sectors ahead of the curve.

- Drill down to Industry / Sector performance

- Correlate with Bank's portfolio on these Industries / Sectors with direction on outlook

Implications of outlook on companies in Bank's portfolio with suggestions on :

- Pre-emptive actions and growth opportunities

- Maintaining subscription services, wherever necessary

- Track exceptions, internal risk triggers, set alerts for the portfolio, follow up LRM and Credit Audit Related issues and carry them to their logical conclusion.

- Observe the behavior of stock markets and share price in respect of listed borrowers in order to spot risk / opportunities ahead of the market.

- Observe the behaviour of private equity investors in order to spot risk / opportunities ahead of the competition.

- Facilitate RBI related RBS issues and resolution thereof on a consolidated basis pertaining to Credit Risk.

Other responsibilities :

- Disposal of Product Approval Committee related Risk issues

- Design and Modification of Risk Processes and Special Projects

- Mentoring and development of juniors in the Section.

Miscellaneous - Any other responsibility arising out of exigencies of the Bank as a whole and the section in particular.

Educational Qualifications & Experience Requirement :

Qualifications : Essential CAs or MBAs from Premium institutes

Experience : Essential More than ten years in BFSI.