VP - Credit Risk Strategy - Banking

VP - Credit Risk Strategy Role (CLI/CLD exp)

- Lead and manage a team, supporting credit risk strategy development & management for secured & unsecured portfolios across various markets in Asia working with the regional risk teams.

- Accountable for development of Acquisition (Approve-Decline, Line Assignment) and Account Management (Credit Line Increase/Decrease, Authorization) strategies

- Conduct periodic strategy monitoring and mitigation exercise to ensure adherence to risk appetite.

- Establish and set up early warning systems for portfolio trends resulting into proactive risk management.

- Ensure proper control and governance of all credit risk strategy development & management processes. Support process reviews and audits from time to time. Work closely with auditors and reviewers and ensure highest standards are maintained for every analytical solution

- Engage with business stakeholders with respect to project prioritization and be accountable for delivery of high quality analytical solutions.

- Ensure stakeholder satisfaction on all solution deliveries and support innovative analytical thinking & solutions that results in improved business performance

- Support development of consulting culture within team that seeks for opportunities to expand & deepen relationships with stakeholders

- Identify opportunities to translate key analytical solutions for redeployment across other regions / countries

- Drive operational efficiency, cost management and process improvement initiatives

- Be accountable for hiring, learning & development and talent management for the c. 7+ strong team

- Ensure adherence to business policies and process compliance

- Minimum 14 years of hands-on analytics experience solving complex business problems using data.

- PhD or Master's degree from reputed university in statistics, economics or any other quantitative fields.

- Strong analytical skills with business analysis experience or equivalent. In-depth knowledge and understanding of financial-services/ banking-operations is a must.

- Strong understanding of consumer lending products like credit cards, mortgages, loans & overdrafts is a must.

- In depth hands on exposure in core credit risk management and analytics in retail banking or financial institutions.

- Excellent communication skills with technical (the team) and non-technical (senior management in region) counterparts - being able to "translate" between the two worlds is essential.

- Proven leadership track record in dynamic/changing banking environments and complex matrix structure.

- Ability to establish strong relationships with stakeholders, both internally and externally.

- Strong understanding of the competitor landscape and industry best practices.

- Exceptionally strong organizational, problem-solving & inter-personal skills. Ability to communicate clearly across all levels.

- An Entrepreneurial spirit/drive to execute quickly with the simultaneous ability to navigate through multiple layers of organizational complexities.