VP - Cash Product Management - Bank

VP - Cash Product Management - MNC Bank

What will you be doing?

Our product managers have an in-depth knowledge and understanding of their products, with full accountability for the end-to-end management of these products throughout the product lifecycle. This empowers them to manage risk appetite, profitability, quality of service and performance of their products. Key accountabilities are:

- Adopt an innovative, risk based and client focused approach when designing and changing products.

- Assist in the Strategic Investment planning for the region and work with technology teams in the delivery of strategic projects and other small tech changes.

- Manage policy & process through the product lifecycle including new product approvals, pricing, service performance, reporting, client delivery, sales (and other) training and product marketing in line with the centrally set Cash Strategy and in accordance with Group Policies and identify opportunities for improvement in the areas of client delivery, costs and risk management.

- Apply the highest standards of controls and risk management practices and behaviours and embed a strong risk and control culture. Demonstrate prudence, sound judgement and zero tolerance for breaches/non-compliance

- Own periodic Product Reviews and oversee regulatory compliance, adherence to operating model and ownership of regulatory impacts.

- Own the end-to-end client journey. Ensure that the core processes that support the product are robust and deliver the right outcome for our clients.

- Manage product documentation & procedures, including all legal and regulatory aspects of the supported product set, all end-to-end control & compliance aspects of the supported product set, content ownership of intranet / internet materials / courses and product briefings / pitch books.

- Identify new product opportunities and/ or improved ways of delivering existing products in the region.

- Combine client insight with an understanding of the financial, risk and operational underpinnings of the product to recommend propositions that solve client problems in a profitable way.

- Drive improved financial returns for cash products together with a focus on cost management.

- To build and maintain strong customer relationships with valuable key names in support and in collaboration of the Asia & ME Sales and Coverage teams.

- Ensure the product set/s are correctly positioned and understood by Cash Origination and Coverage teams ensuring that financial targets of product set/s are achieved.

- Work with Cash origination teams to pitch specialized Cash products to clients and work along with implementation team on structuring them as per the client's requirements

- To assist with market and competitor analysis, undertaking product gap analyses and delivering product improvements and enhancements to support the Sales targets for increased market share as well as ensuring client retention.

- Represent Asia & ME at relevant industry forums.

What we're looking for:

- In depth knowledge of Asia & ME and Corporate Cash Management

- Strong planning and organisational skills

- Ability to engage with people of all levels of seniority, team working, knowledge sharing

- Good written and verbal skills and able to explain a complex concept concisely and fully

- Excellent analytical capability, with a problem solving mind-set and ability to present complex data in a simple and concise way to support decision making

- Self Starter/Team Player