VP/AVP - Credit Risk & Monitoring - NBFC

About the Company: Money Matters Financial Services Limited is a Non-Banking Finance Company and a fast growing financial service provider in India. With a deep domain knowledge and understanding of NBFC activities, the Company follows prudent lending and investment strategies coupled with judicial and efficient manner of lending and investing.

They bring specialized knowledge and expertise to deliver financial solutions to a wide range of clients across the whole spectrum of industries such as Power, Ports Shipping, Logistics, SEZ, Real Estate, Retail, Hospitality & Tourism, Financial Services, Media & Telecom, Auto, Metals & Mining, Steel, Hospitality etc. Their business has been built on strong professional relationships and innovations. They add significant value for entrepreneurs and companies by helping them in executing the right strategy.

Position: VP/AVP - Credit, Risk & Monitoring

Location - Mumbai

Roles & Responsibilities:

- Development of Credit Risk Assessment process – Need to develop an entire system of credit risk assessment for various projects under evaluation for credit. Must develop a risk assessment metrics which will evaluate risk for a project in a holistic manner with specific emphasis on promoters, project execution, financial viability, regulatory aspects etc.

- Credit Risk Assessment – Undertake credit risk assessment of various proposals put forward by the credit evaluating team based on the credit risk metrics and wherever possible offer risk mitigating solutions to the sanctioning authority.

- Transaction Ownership – Post disbursement of loan, take complete responsibility for tracking the repayment of interest and installments and ensuring timely collections. Also ensuring monitoring of the project as per the timelines promised. Ensuring that all terms of sanction including post disbursement compliance, project progress, security creation, maintenance of security coverage etc are adhered to. Responsible for entire relationship management post disbursement.

Requirements and Qualifications:

- 2 year full time MBA or CA

- Work exp with Banks or NBFC

- Good understanding of the financial markets, financial products

- Exposure to real estate, hospitality and infrastructure sectors is must

- Ability to suggest alternative solutions for ring-fencing a given transaction and thereby act as enabler while safeguarding the interest of the Company.

- Ability to lead/work in a team environment

- Proven ability to work under stress

- Excellent verbal and written communication skills

- Should be an expert in MS Excel, MS Word and MS PowerPoint

Interested applicants may send across their resumes at bhumika@peoplekonnect.co.in