Vice President - Risk Analytics - NBFC - IIT/NIT/BITS

Company: A leading NBFC lending to MSMEs

Role: VP - Risk Analytics

Experience: 7 years+

Education: Postgraduate degree in Statistics/ Economics/ Engineering or MBA - from Tier 1 institution

Location: Mumbai

What the role entails

- Understanding credit scoring in the context of SME lending

- Establish the advantage of using data science in various facets of SME lending, including (but not restricted to) credit scorecards & portfolio monitoring frameworks

- Drive external partner engagements (such credit bureaus/ fintech platforms)

Background and skill sets:

Domain knowledge

- At least five years of Analytics project experience related to lending products with a sound understanding of analytics use cases

- Demonstrated track record of having applied data science methods in multiple business situations, on loans businesses

- Knowledge of SME business would be a big plus

- We will be happy to see candidates from a bank practice as well as from fintech/ data companies

- we are not looking for candidates whose primary experience is wealth management/ casa/ reporting/ business planning)

Soft skills

- Managed direct reports/ managed project delivery/ creating sales pitches /presenting to prospective clients

- Managing cross-functional stakeholders at senior levels

- Experience of having managed projects with external consultants/ credit bureaus/ rating agencies/ other vendors

Technical skills

- Statistical methods/machine learning: supervised (regression, SVM, gradient boosting, random forest), unsupervised (clustering, factor analysis, principal component analysis, k-means), text mining & Web scraping

- Tools - high proficiency in at least one of SAS, Python, R; experienced in at least one BI tool (like SAS VA, Tableau, Power BI); understanding of AWS/ Azure platform; knowledge of no SQL DB and query language will be a big plus