Vice President - Product - Loan Against Property Product - Rural Segment

1. Product Strategy and Development:

- Identify market trends, customer needs, and competitive landscape in rural mortgage products.

- Develop and refine the strategic vision for rural mortgage offerings.

- Collaborate with the product development team to design and build mortgage products that cater to the unique requirements of rural customers.

2. Market Research:

- Conduct market research to gain insights into rural mortgage product demand and customer preferences.

- Analyze data and customer feedback to identify opportunities for product improvement and innovation.

3. Product Lifecycle Management:

- Oversee the entire product lifecycle from conceptualization onwards, ensuring products are viable and profitable.

- Define product roadmaps, prioritize features, and manage the development process.

4. Compliance and Risk Management:

- Ensure that all rural mortgage products comply with relevant regulatory requirements and industry standards.

- Collaborate with legal and risk management teams to minimize product-related risks.

5. Marketing and Promotion:

- Collaborate with marketing teams to create marketing campaigns and strategies that promote rural mortgage products.

- Monitor and assess the effectiveness of marketing efforts.

6. Customer Support and Feedback:

- Work closely with customer support teams to address customer inquiries and concerns related to rural mortgage products.

- Use customer feedback to inform product improvements.

7. Financial Analysis:

- Monitor the financial performance of rural mortgage products, including revenue, costs, and profitability.

- Develop pricing strategies that maximize profitability while remaining competitive.

8. Cross-functional Collaboration:

- Collaborate with cross-functional teams, including sales, underwriting, and technology, to ensure seamless product delivery and customer satisfaction.

9. Reporting and Analytics:

- Generate and analyze reports on product performance, providing insights and recommendations to senior management