Vice President - Credit Risk Strategy - Investment Bank

We have an opening with IB based in Bangalore for VP- Credit Risk Strategy.

Looking for someone who has developed or built credit risk strategies within retail products like credit cards, personal loans etc and worked on Approve-decline, Line assignment, CLI, CLD, and Authorization.

Principal Responsibilities:

- Led and managed a team of c. 7+ members supporting credit risk strategy development & management for secured & unsecured portfolios across various markets in Asia working with the regional risk teams.

- Accountable for development of Acquisition (Approve-Decline, Line Assignment) and Account Management (Credit Line Increase/Decrease, Authorization) strategies

- Conduct periodic strategy monitoring and mitigation exercise to ensure adherence to risk appetite.

- Establish and set up early warning systems for portfolio trends resulting into proactive risk management.

- Ensure proper control and governance of all credit risk strategy development & management processes. Support process reviews and audits from time to time. Work closely with auditors and reviewers and ensure highest standards are maintained for every analytical solution

- Engage with business stakeholders with respect to project prioritization and be accountable for delivery of high quality analytical solutions.

- Ensure stakeholder satisfaction on all solution deliveries and support innovative analytical thinking & solutions that results in improved business performance

- Support development of consulting culture within team that seeks for opportunities to expand & deepen relationships with stakeholders

- Identify opportunities to translate key analytical solutions for redeployment across other regions / countries. Drive operational efficiency, cost management and process improvement initiatives

- Be accountable for hiring, learning & development and talent management for the c. 7+ strong team. Ensure adherence to business policies and process compliance

Qualifications

What you will need to succeed in the role:

- Minimum 14 years of hands-on analytics experience solving complex business problems using data.

- PhD or Master's degree from reputed university in statistics, economics or any other quantitative fields.

- Strong analytical skills with business analysis experience or equivalent. In-depth knowledge and understanding of financial-services/banking-operations is a must. Strong understanding of consumer lending products like credit cards, mortgages, loans & overdrafts is a must.

- In depth hands on exposure in core credit risk management and analytics in retail banking or financial institutions.

- Excellent communication skills with technical (the team) and non-technical (senior management in region) counterparts - being able to "translate" between the two worlds is essential.

- Proven leadership track record in dynamic/changing banking environments and complex matrix structure. Ability to establish strong relationships with stakeholders, both internally and externally.

If you find it suitable or if you have any reference for this position, Kindly share CV with Below detail

- Candidate Name :

- Current company :

- Designation :

- Total Experience :

- Current CTC:

- Expected CTC :

- Notice period :

- Qualification :

- Current location :

- Preferred location :

- Reason for Change :

- Summary

Tejashree Waradkar
Manager @ Black Turtle
B-208, Kailash Business Park, Next to Parksite, Vikhroli(West), Mumbai 400079,India
Call & Whtsapp: 8454843560
Linkedin- linkedin.com/in/tejashree-waradkar-5328b86a