Vice President - Credit Risk Strategy Development - CLI/CLD

1. At least 13+ years of analytics experience

2. Working in a Banking captive unit

3. Looking for exposure to Credit cards, personal loans and projects on Approve-decline, Line assignment, CLI, CLD, Authorization.

- Hands-on analytics experience solving complex business problems using data.

- PhD or Master's degree from reputed university in statistics, economics or any other quantitative fields.

- Strong analytical skills with business analysis experience or equivalent. In-depth knowledge and understanding of financial-services/ banking-operations is a must. Strong understanding of consumer lending products like credit cards, mortgages, loans & overdrafts is a must.

- In depth hands on exposure in core credit risk management and analytics in retail banking or financial institutions.

- Lead and manage a team, supporting credit risk strategy development & management for secured & unsecured portfolios across various markets in Asia working with the regional risk teams.

- Accountable for development of Acquisition (Approve-Decline, Line Assignment) and Account Management (Credit Line Increase/Decrease, Authorization) strategies

- Conduct periodic strategy monitoring and mitigation exercise to ensure adherence to risk appetite.

- Establish and set up early warning systems for portfolio trends resulting into proactive risk management.

- Ensure proper control and governance of all credit risk strategy development & management processes. Support process reviews and audits from time to time.

- Engage with business stakeholders with respect to project prioritization and be accountable for delivery of high quality analytical solutions