Vice President/Associate Director - Real Estate Risk

Job Role: Real Estate Risk

Job Title: Vice President/Associate Director

Experience: 12+ years

Qualification: MBA/CA

Job Responsibilities:

- Monitor the re portfolio and highlight all risks, exceptions (including understanding real estate, financials analysis, external, and regulatory), valuations, due diligence of re portfolio.

- Good analytical skills.

Key Role:

- Role requires: to proactively access the risk in all real estate transactions/loan accounts on a regular basis, monitor the financials, update of construction, sales of projects financed, analysis of borrower group and real estate industry.

- Monitor the collaterals for all the loan accounts closely and periodically value the land & other collateral.

- Monitor and follow up compliance of covenants mentioned in the loan agreements, payment status of the borrowers.

- Interacting with relationship manager, legal, and other teams to ensure that risks in each transaction is mitigated.

Competency Required :

- Deep understanding of real estate market, & nature of re transaction

- Timely delivery, multitasking, process oriented approach

- Ability to understand and analyze balance sheets.

- Ability to make risk models and work on the risk models received.

- Good communication skills and clearly put forth the views.