Valiance Solutions - Analyst - Risk & Portfolio Management

Risk & Portfolio Management Analyst

The finance industry has ignored billions of deserving individuals. We are a mission driven team of finance, analytics and technology professionals, focused on driving financial inclusion to serve the underserved across their credit, savings and financial needs.

What we are looking for:

Passion for analytics: Should have solid understanding of cutting edge credit strategy leveraging data driven models. Should have hands on experience and track record of delivering projects in individual capacity.

Process oriented: Should help in building a process that maximizes operating efficiency while maintaining risk across multiple lending cycles. There needs to be an obsession with collecting and analyzing data to drive business iterations and improvements.

Stakeholder Management: Should have a track record of working with partners across functions internally as well as externally to build effective relationships and drive business deliverables.

Willingness to go above and beyond: For start-ups the responsibilities and needs of the business change quickly. We're looking for someone who is not afraid to take on calculated risks and can deal with ambiguity

Job responsibilities:

- Build and Track various Portfolio MIS against plan

- Execute campaigns to drive uptake, usage and repayment, track performance KPIs

- Build and maintain collection MIS and support performance tracking with collection agencies

- Collaborate with product and customer success teams to develop and implement a Test & Learn approach for various messages, offers etc

- Optimize workstreams via automation through various tools & technologies (SQL, Pyspark, Python)

Required Qualifications & Skills:

- Bachelors degree from a Tier 1 college (IIT/ NIT/ BITS/ IIIT etc.)

- Good analytical thought process and aptitude for problem solving

- Hands on experience using SQL/Pyspark SQL in a big data Hadoop/spark environment

- Hands on experience in data cleaning and feature creation using Python / Pyspark

- Strong business acumen with a flair for going into the details is a must

- Strong entrepreneurial drive.