Unity Small Finance Bank - Team Member - Governance/Risk & Control

Position : Team Member - GRC

Location - Mumbai/ Navi-Mumbai

Reporting to : Lead - GRC

Roles & Responsibilities :

The GRC team serves as the central point of contact for Business, Operations, and Support Units. Key responsibilities include:

- Conducting Operational Risk reporting, including Op Loss, Near Miss, and KRI assessments.

- Undertaking testing and gap remediation through RCSA, ensuring compliance with established SOPs, and updating documentation as necessary.

- Managing the PAC, SOP, and Outsourcing processes within the Unit to maintain a robust risk culture.

- Overseeing Business Continuity Planning (BCP) and ensuring timely and accurate Regulatory Reporting.

- Serving as the Single Point of Contact for various risk control purposes such as IFC, RBI, Audit, and Compliance.

- Establishing and leading the Business Operational Risk Committee (BORC) meetings, documenting minutes, and generating action plans.

Qualification / Education Requirements:

- Graduate/Post Graduate with 3-7 years' experience in First, Second, or Third Line of Defence.

- Strong experience in Banking operations with knowledge of Banking products.

- Specific experience in Digital Banking, Business Banking or Inclusive Banking is highly preferred.

Preferred Candidate Profile :

- Candidates with experience in Banks, particularly those with expertise in one or more of the following areas :

- Digital Banking: Credit Cards, Personal Loans,

- Business Banking: MSME Secured Loans, MSME Unsecured Loans, Supply Chain Finance, MSME Business loans,

- Inclusive Banking : Micro Finance Business - JLG / Individual Loans.

- Proficient in product knowledge and risk management (2nd / 3rd line of defence).

This position offers an opportunity to lead and contribute to the robust governance, risk, and compliance framework within the organization, reporting directly to the Lead - GRC.