Posted By
Posted in
Sales & Marketing
Job Code
1092780
Opening for Unit Head - SME Credit & Marketing Regional Corporate
1) Minimum of 8 years of post MBA work experience
2) Bachelor Degree/CA/MBA/MSC
3) Understanding and mastery of the skills or attributes of a team leader
Principal Accountabilities :
- To lead the team towards achieving the unit objectives by developing new and existing business, maintaining portfolio quality and regular reviews.
- Manage, conduct and develop account relationship with the portfolio of accounts assigned.
- Manage, administer and monitor utilization of credit facilities in SME & Corporate accounts and maintain the quality of risk assets.
- Conducting periodic review of credit files and reports. Preparation/ renewal of credit lines, presentation to appropriate authorities for approval and upon approval advice the customer/Credit Administration and other operational units/branches.
- Documentation / updating of securities, security valuations, renewals of insurance policies and ensure safe keeping of security documents.
- Follow up with the team for regularization of past dues, temporary accommodations and excesses over limits.
- Supervision of all procedural work and submission of returns and other data relating to the allocated portfolio for purpose of reviews and audit.
- Co-ordination of customer activities with different departments of the Bank.
- Regular visits to clients for inspection of business, liaison with owners and development of business prospect.
- Ensure Optimum channel utilization.
- Mobilisation of new business (both assets and liabilities) and cross sell Bank's products.
- Work out remedial solutions for 'SM' and Classified accounts under the portfolio, with a view to monitor and regularize the accounts to prevent further provisions
- Training and development of core and supporting skills and knowledge of self and reporting staffs
- Any other responsibility that may be assigned.
Personnel Specifications :
- Bachelor Degree/CA/MBA/MSC with minimum of 8 Years experience in a related field.
- Understanding and mastery of the skills or attributes of a team leader
- Experience as Senior Manager handling credit responsibilities in Bank/Financial Institution.
- Good communication skills (written/spoken) in English language.
- Computer literate - Word, Excel, Power Point, and Internet.
- Good Interpersonal relations with pleasing personality.
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Posted By
Posted in
Sales & Marketing
Job Code
1092780