Udaan - Credit Underwriting Role - Large Ticket Financing

Function: Credit

Sub Function: Large Ticket Financing

Business Context

Products: Invoice Discounting for Seller Side

Job Responsibilities

- Deciding trade credit for buyers (lending amount & period)

- Responsible completion of timely credit appraisals

- Adhering to strict TAT for underwriting files

- Maintaining quality of underwriting as per SOP

- Recommending deviation cases to the higher level or approving authority as per delegation matrix

- Vendor Management

KRAs of the role

- Delinquency Management - Maintain lower NPAs

- TAT Management - Strict TAT to be maintained for underwriting files

- Managing Quality of Processing - to maintain quality of underwriting adhering to SOP

- Vendor Management - coordinate with vendors for getting various verification done for customers