Job Purpose: This position is responsible to develop, refine and implement a robust risk management framework for TVSCS, align it to the future needs and in line with the market best practices. Functional Responsibilities: Risk Assessment: - Conduct comprehensive risk assessments for potential borrowers. - Analyze financial statements, reports, and relevant information to determine creditworthiness. Portfolio Monitoring: - Monitor the credit portfolio to identify emerging risks and trends. - Provide insights and recommendations to optimize the risk-return profile. Regulatory Compliance: - Ensure adherence to credit risk regulations and internal policies. - Collaborate with the Chief Manager to implement changes as needed. Risk Reporting: - Prepare regular reports on risk metrics and portfolio performance. - Assist in the development of presentations for senior management and stakeholders. Model Review: - Assist in the review and validation of risk models. - Collaborate with the Chief Manager on model improvement initiatives. Stress Testing: - Contribute to stress testing scenarios and analysis. - Provide input on strategies to mitigate risks identified through stress testing. Job Requirements: Qualifications : Chartered Accountant/Premium MBA Institutions Experience : 8+ years' experience in retail credit/ risk space with bank of repute/ NBFCs Functional Competencies: - Knowledge of regulations around retail and corporate finance - Ability to derive industry insights & analyze best practices across industry - Ability to analyze the portfolio risk and to deal with big ticket customers Behavioral Competencies: - Strategic and analytical thinking - Strong communication and interpersonal skills - Problem solving and decision-making skills - People Management & Networking skills

Chennai

TVS Credit Services - Assistant Vice President - Risk 

TVS Credit Services - Assistant Vice President - Risk  ,Job Description for TVS Credit Services - Assistant Vice President - Risk  in TVS Credit Services in  Chennai for (8-15) years of experience. Apply Now!

Job Description for TVS Credit Services - Assistant Vice President - Risk  in TVS Credit Services in  Chennai for (8-15) years of experience. Apply Now!