Posted By
Posted in
Banking & Finance
Job Code
1293286
Key Skills:
- Strong knowledge and understanding of credit risk assessment techniques and methodologies.
- Proficient in conducting financial analysis, including cash flow analysis and ratio analysis.
- Solid understanding of underwriting principles and credit risk modelling.
- Excellent analytical and problem-solving abilities, with attention to detail.
- Strong knowledge of relevant regulations and compliance requirements.
- Effective communication and interpersonal skills to collaborate with internal teams and communicate credit decisions to stakeholders.
- Proficiency in using credit risk management software and tools.
- Ability to work independently, manage priorities, and meet deadlines in a fast-paced environment.
Job Responsibilities:
- Conduct comprehensive credit assessments and risk analysis for commercial and consumer financing applications.
- Analyse financial statements, credit reports, and other relevant documents to evaluate the creditworthiness of applicants.
- Develop and implement credit risk policies, procedures, and guidelines to ensure compliance with regulatory requirements.
- Assess and manage credit limits and exposures based on risk assessment and internal credit policies.
- Collaborate with internal stakeholders, such as underwriters and sales teams, to gather necessary information and ensure efficient credit decision-making processes.
- Monitor credit portfolios to identify potential risks and develop risk mitigation strategies.
- Keep abreast of industry trends, regulations, and best practices in credit risk management.
- Provide guidance and training to junior team members to enhance their credit analysis skills.
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Posted By
Posted in
Banking & Finance
Job Code
1293286
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