Test Triangle - Manager - Credit

Designation- Credit Manager

Key Skills :

- The candidate should be a quick learner to understand the working of the system and can contribute effectively.

- Proficient in the analysis of the financial statements.

- Candidates should have good written and verbal communication skills.

- Having reasonable knowledge of the RBI guidelines pertaining to the Banking & Finance sector is a plus.

- Candidates should be able to coordinate with the various cross functional teams like IT, Sales, Products, Finance & Accounts, and Audit etc.

- Candidates should be able to coordinate with the vendors and the third party agencies like CICs, UIDAI etc.

- Ability to make quick and informed decisions. Quick learning and good organisational skills.

Job Description :

- Minimum experience of 3 years in Banking or Finance sector.

- Candidates should have adequate knowledge about the KYC compliances as mandated by RBI and company's policy.

- Credit assessment and the Underwriting of the borrowers basis the respective user profiles.

- Risk profiling of the borrowers basis the respective company policy and credit assessment parameters.

- Liaising with the Financial institutions/channel partners for the co-lending business. Verifying the loan documents and other supporting parameters before disbursement.

- Monitor and follow up for the timely collection.

- Analysis and the review of the lender and the borrower portfolio.

- Follow-up on the onboarding and the document completion both for KYC and credit assessment.

- MIS reporting to senior management.