Technical Head - Loan Against Property - NBFC

Role and Responsibilities :

- Collateral Policy & Processes: Develop and implement collateral policies and processes for mortgage products.

- Property Valuation: Scrutinize and assess property valuations and technical scrutiny reports for residential, commercial, and industrial properties.

- Technical Due Diligence: Identify shortcomings and errors in valuation reports and technical due diligence.

- Market Value Assessment: Consider obsolescence or depreciation factors while determining property market value.

- Policy Development: Create and update technical policies and process notes, including a defined deviation matrix.

- Compliance: Ensure compliance with internal collateral management policies and regulatory guidelines.

- Vendor Management: Manage valuation vendors and oversee the vendor empanelment process.

- Turnaround Time: Ensure compliance with benchmark turnaround times for property valuations.

- Site Visits: Conduct property visits for sample and exception cases to ensure detailed due diligence.

Preferred Skills and Qualifications:

- Education: Graduate or postgraduate degree, preferably in Civil Engineering.

- Experience: Over 12 years of experience in technical due diligence of property markets.

- Domain Knowledge: Strong understanding of mortgage properties and market dynamics.

- Skills: Excellent analytical, managerial, and communication skills.

- This role typically involves significant travel and requires a deep understanding of property valuation and mortgage processes