Tata Capital - State Credit Head - Rural Business - Tractor/Auto

Business Vertical: Rural Business

Department: Credit

Designation: State Credit Head - Tractor & Rural Auto

Line of Business: Agri - Allied Business

Proposed Immediate Superior: Credit Head - Rural Finance

Grade: M3

Key Objective of the Job:

- To do Credit Underwriting of Tractor & Rural Auto Loan products

- Aptitude for problem solving and analysis

- Identifying/controlling fraud and credit related risks for improving recovery performance

- Providing excellent customer service ensuring customer needs are identified and met along with contributing to the achievement of branch targets for sales and referral activity

- Strong Attention to detail

- Dealing with customer queries in a professional manner

Major Deliverables:

- Keep the portfolio quality healthy and clean

- Process improvement

- Strong execution and communication skills

- Capability of identifying, developing business opportunities and leading a team

- Zeal for learning and gaining knowledge

- Strong attention to details, initiative and proactive attitude

- Contributing in a team environment

- Working in a dynamic and fast paced environment

- Ability to define and accomplish goals aggressively

Specialized job competencies:

- Should know the State and Industry Market well

- Financing various agriculture activities viz. Tractor & Rural Auto

Educational Qualification:

- Preferably Post graduate in AGRI or Allied Sciences / MBA or Post Graduate Diploma in Agri Business Management

Desired Experience: 6 years +

Other desired attributes: Should have work experience particular state where the indent is with knowledge of local language (Read & Write)

Location: Ahmedabad, Raipur, Lucknow

Number of Positions: 1

Position Name: State Credit Head - Rural Finance (Tractor & Rural Auto)