Synchrony - Manager - Portfolio Credit - Analytics

Title: Manager - Portfolio Credit

Role Summary/Purpose:

As a Manager in Portfolio credit team, the candidate would be the primary analytical resource to provide end to end analytical support to PCMs (Portfolio Credit Manager) of CareCredit portfolio. This role requires to provide Credit Risk Management reporting and analysis with primary accountability for identifying and managing consumer credit risk, across all components of the cardholder life cycle through data gathering and analytics. Support and interact with client teams, and work cross functionally with key stakeholders of Synchrony Financial.

Essential Responsibilities:

- Partnering with Portfolio Credit Managers to understand analytic needs and provide insight and recommendations to support portfolio growth and loss mitigation.

- Develop and support with Best-in-class analytic solutions/algorithms for CareCredit Portfolio team in the Credit function as required.

- Identify the key trends associated with CareCredit Portfolio using advanced analytics and help the business to deploy necessary strategies to mitigate credit losses.

- Study and analyze existing business trends and provide actionable insights for a good risk versus reward practice.

- Work on multiple projects simultaneously and has to Manage projects independently.

- Communicate portfolio trends, insights and findings to Portfolio Credit managers and senior leadership.

- Coach analysts in various business/technical aspects, establishing priorities and coordinating work.

- Support tracking and reporting of strategy champion/challenger tests including preliminary. analysis of the performance of the different strategies.

- Facilitate "Lessons Learned" session at close of each project. Follow through on action items to ensure "Best Practices" are incorporated into future projects.

- Perform other duties and/or special projects as assigned

Qualifications/Requirements:

- Degree in following Majors - Mathematics/Statistics, Economics, Computer Science/Engineering or other quantitative majors.

- Minimum 5+ years of Consumer Credit Risk Analytics experience in BFSI domain

- Strong technical experience with SAS/SQL along with Tableau .

- Strong communication and presentation skills.

- Strong analytical skills, highly comfortable working in a quantitative environment.

- Ability to accurately condense large amounts of information and present in a simple, cogent manner to senior level management and clients.

Desired Characteristics:

- Knowledge of R/Python, Bigdata and other open source tools.

- Working knowledge of US credit bureaus