Structured Finance Analyst - Rating Agency

Below position is with a Indian Rating Agency

Job Description - Structured Finance Analyst

Industry : Rating Agency / Broking Firm / Banking / Financial Institution

CTC : upto 10 Lacs

The candidate will be responsible for assigning and reviewing ratings on various structured finance transaction types including ABS, MBS, MF Securitisation, etc which involves modelling cash flows, analyzing collateral, preparing credit committee reports, and communicating credit opinions to investors and issuers.

This person will assume a lead role in rating of structured finance transactions, authoring market commentary and related research, serving as a credit committee member in reviewing and assigning ratings to SF transactions and participating in criteria and cash flow model projects.

Responsibilities include but are not limited to:

- Assist in development/testing/implementation of models used in the ratings process

- Analyzing critical credit,legal and structural elements of structures

- Producing quality internal and external written reports including credit committees, criteria, special reports and market commentary

- Communicating company's methodology and criteria to issuers and investors

- Leading and/or supporting research projects

- Maintaining assigned rating relationships

Position requirements:

- Strong working knowledge of the credit, legal and structural risks of Transactions in Securitisation market, or alternatively, experience in the credit analysis and underwriting of consumer loans and or consumer loan portfolios.

- Prior modelling, programming (VBA, SAS, R and/or Python) or database management a plus

- Self-motivated, and able to manage timelines across many disparate projects

- Willingness and ability to quickly learn new concepts and techniques across a variety of topics

- Proficiency in Microsoft Word/Excel

- Some travel required. Candidates should have at least 3 years- experience in structured finance, consumer loan origination or credit analysis or related fields.

- Post Graduate/Professional degree is a must, preferably in quantitative analysis.