Posted By
Posted in
Banking & Finance
Job Code
1406921
State Credit Manager- CV Loan
Job Description:
- As the Credit Operations Manager for Commercial Vehicle (CV) Loans within the state, your primary responsibilities include:
- Team Leadership: Lead and supervise a team of executives to ensure efficient and effective credit operations.
- Credit Evaluation: Evaluate credit proposals by assessing financial, business, and industrial risks, and make informed decisions regarding loan approvals.
- Borrower Verification: Verify the track record of borrowers and determine their creditworthiness to mitigate risks.
- Financial Analysis: Analyze the financial statements of prospective customers to assess their short-term and long-term solvency and liquidity positions.
- Customer Service: Understand customer requirements and ensure prompt service delivery to enhance customer satisfaction.
- Audit Framework: Establish an audit framework, conduct audits, and ensure timely closure of audit findings.
- Analytics and Reporting: Utilize basic analytics to generate Management Information System (MIS) reports for various stakeholders.
- Performance Monitoring: Monitor and enforce approval rates and Turnaround Time (TAT) as per prescribed standards to maintain operational efficiency.
- Vendor Management: Manage relationships with vendors involved in credit operations to ensure seamless processes.
- This role requires strong leadership, analytical, and communication skills, along with the ability to make sound credit decisions while adhering to regulatory guidelines and organizational policies.
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Posted By
Posted in
Banking & Finance
Job Code
1406921
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