SREI - Credit Monitoring Role

Business Outcomes:-

- Ensure On-boarding of client post sanction - liaise with clients, legal team, operations for timely execution of all financing / security documents

- Preparation of pre and post disbursement compliance checklist (including financial, legal and- negative covenants)

- Regular follow up with the clients to ensure timely collection of all payments, fees and TDS Certificates on due dates and subsequently ensuring the tagging of the collection by accounts team in the system

- Conduct monthly & quarterly portfolio reviews including analysis of financial performance vis--vis appraisal estimates, timely achievement of project milestones,

- Speaking/meeting with various stakeholders to understand the business/industry related trend Risk, Process & Compliance

- Ensuring post disbursement compliance with approved terms and conditions throughout the tenure of the loan through regular tracking

- Preparation of credit monitoring and management reports and monthly & quarterly portfolio MIS

- Identifying early signs of stress w.r.t. accounts with irregularities and proactively follow-up to ensure corrective action is taken in line with credit policy

- Introduce technology / automation for streamlining the process