- CA / CFA / MBA finance
Credit appraisal of IT-Healthcare proposals from large/ corporate clients belonging to diverse industries involving financial analysis, industry analysis, business analysis, etc.
- The candidate should gain a thorough understanding of Delegation of Authority & Credit Policy and ensure that all financing proposals are compliant with the extant policies.
- Coordinate with Branches/ Business Team to enable smooth flow of all information/ documents that are required to undertake an appraisal.
- Engage in client discussions (telephonic or visit) efficiently before finalising recommendations of a proposal.
- The outcome of the aforementioned activities will be a detailed Credit Appraisal Memorandum which captures all relevant information and analysis along with the Credit Analyst's recommendation which can enable the competent approving authority to take a decision.
- Constantly update self with latest developments in the economy and various sector and capture the impact of same in appraisals.
- Ability and desirability to shoulder additional responsibility and train/guide fresh recruits to be able to assist for appraisal of credit proposals.
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