Candidate will be responsible for:
1. Developing, testing, and optimizing credit policies including full accountability for implementation of those policies & processes.
2. Manage risk levels for the entire credit spectrum across multiple products and retail formats consistent with program financial objectives.
3. Apply an excellent working knowledge of consumer risk analytics which include scoring and segmentation techniques and their use.
4. Tracking and reporting of initiatives and reporting performance results, emerging trends and opportunities to senior management on a timely basis.
5. Developing and maintaining the data infrastructure to support initiatives.
6. Research customer and/or management queries using risk systems and data
7. Support ad-hoc risk policy analysis and projects as required
8. Ensure regulatory compliance
Qualifications
Leadership Competencies
- Strong Business and Data analytical skills with proven track record of complex processes and data analysis/deliverables
- Ability to manage multiple priorities and dealing effectively with demanding business partners
- Ability to work under tight deadlines
- Excellent verbal and written communication and presentation skills
- Strong planning, coordination and organization skills
- Ability to work effectively in a cross-functional organization
- Microsoft Office (Word, Excel, PowerPoint, Access) experience
- Good project management
Business and Technical Requirements
- 4 to 6 years experience with credit policy analytics and development, preferably on a card portfolio.
- Bachelors degree in a quantitative discipline or business. Masters preferred.
- Extensive knowledge of SAS programming including macro and SQL programming including SAS / SAS
- Enterprise Miner / SAS Enterprise Guide
Kindly share your CVs at anisha@pylonmc.com
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