Senior Manager - Risk & Credit Policy - BFSI

Senior Manager - Risk and Credit Policy

Job Profile:

- Sound Knowledge of Product Design & Policy design - Including (but not limited to) Application Scorecards & Behavioural Scorecards

- Risk Measurement, Portfolio Tracking & Analysis - Understanding of Key Risk Performance Indicators (including Static pools, Lagged & Coincidental delinquency) as well as Expected Credit Loss (ECL) Model Design & implementation. Throughput Analysis & Reject Analysis (for Policy Improvements)

- Ability to Formulate Credit Policies (New as well as Modifications) including ability to articulate / write Clear & Crisp Credit Policy Documents

- Sound Knowledge of Processes & Systems in context of Risk & Business objectives, as well as Regulatory Guidelines.

- Ability to Lead Projects (incl. Prepare BRD's) for implementation of system modifications resulting from Policy Design.

- Ability to deal with Sr. Management / Heads of Depts to ensure closure of open discussion items in Policy Formulations & Implementation.

- Ability to influence departmental teams to ensure policy implementation objective are met.

Desired experience: Required 6-10 years of work exp. of which 4-5 years in Risk Function

Education qualification: Candidate should be C.A. / C.S. / MBA.