Senior Manager - Risk Analytics - NBFC

We have an urgent requirement for Seniorr Manager - Policy & Credit with a NBFC client in Delhi/ NCR. Role details are given below:

Responsibilities :

- Ensure monitoring and constant calibration of Risk framework through analytical skills

- Customer segmentation using cluster analysis- based on portfolio performance and suggest credit policies, personal line, procedures and standards.

- Develop predictive models (Propensity model), financial forecasts. Recommend fact-based business strategies and present them to senior management

- Analyze Companies, financials and understanding of other company details for listing of companies for lending loans to employees of these companies, proactive review and listing-delisting of companies, etc.

- Engage in analysis relating to profitability and delinquency on personal loans to support decision making.

- Develop statistical scoring and regression models that aid in segmenting personal loans customers on the basis of financial needs, credit risk, and debt servicing ability.

- Establish monitoring frameworks, statistical control processes, and early warning systems that enables us to react quickly to changing competitive environments

- Develop, track and efficiently maintain key MIS monthly and daily reporting of portfolio management. Monthly Presentation decks to senior management.

- Build daily/ monthly internal audit controls on policy implementation and identify improvements or areas of non-compliance or operations risk with remedial action.

- Downloading and analyzing Credit Bureau History; analyze financial and bank statements of the prospective customer and identification of cashflows, expenses and loan eligibility.

- Work with Tech team to design, test and implement various business requirements and creative implementation of solution to simplify and automate internal risk policies for portfolio management.

- Build and review Fraud prevention rules as part of fraud control framework.

Skills Required :

- Having Presentation skills and excel knowledge, Tableau, SQL and Python is a must.

- Must have good knowledge of Credit, Risk, Sales force and Bureau.