Senior Manager - Credit Risk Analytics - BFS

Senior Manager - Credit Risk Analytics

Exp: 8-12yrs

Location: Remote(Pan India)

Roles and Responsibilities:

- Utilize statistical models and data analytics tools to predict credit risk and assess the impact of economic changes on credit risk.

- Develop and enhance credit risk and underwriting models and scorecards.

- Continuously monitor the credit risk of existing customers and develop strategies to manage exposure.

- Develop model documentation and work with model risk management to implement credit risk models and scorecards.

- Conduct thorough analysis of financial statements, credit reports, and other relevant data to evaluate the creditworthiness of potential customers.

- Generate reports and presentations outlining credit risk, and mitigation strategies for management review.

- Collaborate with cross-functional teams, including risk management, model risk management, operations, and compliance.

- Monitor industry trends, regulatory changes, and best practices to continually enhance fraud prevention strategies.

Skills Required:

- Bachelor's degree in engineering, technology, computer science or related field. Master's degree or certifications in fraud examination or risk management is a plus.

- 4-8 years of proven data analytics experience in Model development, risk management, or a related field.

- Hand on experience in Python/Pyspark, SQL, visualization tools like Power BI, Tableau, Qlikview.

- Experience with risk models, risk assessment methodologies, and regulatory compliance.

- Excellent communication and presentation skills with the ability to convey complex information clearly and concisely.

- Detail-oriented with a proactive mindset toward problem solving and risk mitigation.

- Ability to work collaboratively in a cross-functional team environment.