Senior Manager - Credit Operations - NBFC

One of our client is a NBFC in Mumbai. We are looking for someone with experience in Corporate Lending and 7-12 years of experience for the following profile

Responsibilities

1] Operational monitoring for the entire life cycle of advances portfolio, from approval till recovery

2] Ensuring minimum pendency's in portfolio in terms of Covenants, Security perfection, Credit Reviews and account Overdue and ensure maximum recovery.

3] To review credit procedures and policies regularly & handling projects for Automation of the processes

4] Regular review of Mortgaged portfolio and ensuring there are minimum pendency's to attain maximum secured portfolio.

5] Bringing out watch listed accounts, Early warning signed accounts, NPA and Stressed accounts for review and recovery

6] Circulate Periodic MIS regarding Loan Book, Disbursements, Sector-wise Exposure, Client/ Exposure Concentration, Receivables & Ageing, Document Perfection, Covenant Compliance

7] Data analysis of the Portfolio (Overdue/Security Shortfall/Stressed Accounts/Document Deficiencies) and providing inputs.

8] Understanding and highlighting the issues by risk profiling and default probability analysis

9] Monitoring various Operational Risk related processes. Strengthen Internal controls and processes

10] Prepare Review notes and Presentation with business teams

11] Co ordinate for audit requirements - Internal / Statutory & RBI

12] Improvisation and development of systems

Preference will be given to those who can join within 30 days timeframe

Thanks

Monika