Senior Manager - Credit - FinTech

Key Responsibilities :

- Develop and implement credit risk management policies and procedures for the company's lending portfolio

- Analyze and evaluate credit applications and assess the creditworthiness of borrowers

- Manage the credit approval process, including credit underwriting and loan structuring

- Monitor and manage the credit portfolio, ensuring that it is within the company's risk appetite and regulatory limits

- Develop and maintain relationships with external partners, such as credit bureaus and other service providers, to support the credit risk management function

- Conduct regular risk assessments and reviews of the credit portfolio, identifying potential credit risks and developing strategies to mitigate those risks

- Provide regular reporting and analysis of credit portfolio performance to senior management and other stakeholders

- Manage a team of credit analysts and underwriters, providing leadership and guidance to ensure their professional development

- Ensure compliance with all applicable laws, regulations, and internal policies related to credit risk management

- Develop and maintain effective communication channels with internal and external stakeholders, including borrowers, investors, and regulators.

Qualifications :

- Bachelor's degree in finance, economics, business administration, or a related field; Master's degree is a plus

- Minimum of 5+ years of experience in credit risk management in a financial institution or fintech company, with at least 3 years in a senior management role

- Strong knowledge of credit risk management principles, practices, and regulatory requirements

- Experience in developing and implementing credit risk policies and procedures

- Excellent analytical and problem-solving skills

- Strong leadership and people management skills

- Excellent communication, interpersonal, and negotiation skills

- Ability to work effectively in a team environment

- Proficient in the use of relevant software applications, such as credit scoring models, data analysis tools, and loan origination systems.

Immediate candidate will be given preference. Please reach out directly at +91 99531 38435 for quick call