Senior Manager/AVP - Mortgages Policy & Portfolio - Bank

Looking for Sr. Manager / AVP Mortgages Policy, MNC Bank, Mumbai

Job Description:

- Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximize returns against an acceptable risk profile

- Assist Head Mortgage Policy in Risk Management/ Policy Framework and establish regular monitoring procedure to enable growth of a sustainable and healthy portfolio

- Assist in design and implementation of policies and in the amendment of current policies and providing a proactive and innovative solution for profitable business growth.

- Highlighting and engaging with key stakeholders on remedial measures to be in place for key risk areas identified

- Ensure various policies are within the ambit of the risk framework laid down by regulators, both RBI and MAS.

- Ensure appropriate implementation of policies and processes, backed by analytics and MIS through credit delivery.

- Ensure timely Reporting and validation of Regulator reporting - RBI, MAS & Statutory Auditors and Internal Stakeholders - Regional Reporting

- Periodic monitoring, timely risk assessment and timely remedial actions taken on various programs launched within Mortgages.

- Review, monitor and regularly upgrade early warning mechanism to enable proactive action to expand/trigger policies.

- Aid conduct of Audit (Statutory, Regulatory, Internal/ Group Audits) and assist in closure of points to satisfaction without any adverse.

Education/Preferred Qualifications - 

- Professional qualification (preferably CA) or postgraduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the Home Loans (both under construction Ready Properties) and LAP business and market.