Senior Manager/AGM - Loan Disbursements

Sr.Mgr - AGM - Loan Disbursements

Location: Chennai

Preferably from NBFC / Financial services Industry.(Assets / LAP / HL / Vehicle Finance / Unsecured loans)

Geo coverage: Pan india.

CTC: 18 to 25 lacs

Brief:

- Handle the Vehicle Finance Loan Disbursement Portfolio

- Disbursement of loans as per application, eligibility and schemes

- Understanding of loan disbursement process.

- Verification of all key deal terms (Agreement Amount, Tenure, Interest Rate, Interest reset details etc.) sanctioned v/s executed Verification of all key deal terms, pre-sanction and pre-disbursement conditions prior to circulation of disbursement memo to all stakeholders as per defined approval matrix

- Tracking, monitoring and driving closure of all open pre and post disbursement conditions.

- Checking and verification of critical single borrower and group borrower limits prior to disbursement

- Proper satisfaction of KYC requirements and Loan Application form borrowers as per defined KYC checklist, pre-sanction checklist etc.

- Conduct of proper regulatory checks (CIBIL, RBI and other caution lists, World Check etc.)

- Ensuring all sanctioned terms and conditions including clauses pertaining to security have been accurately incorporated in the Sanction Letter

- Ensuring that Sanction Letter has been signed by the authorized signatories and duly acknowledged by the borrower

- To ensure executed documents are duly signed by an authorised signatory - both at Lender & Borrower's side