Posted By
Posted in
Banking & Finance
Job Code
1244297
Client is a well known Pvt sector bank & is rated highly among its peer group.
Role specs: [generic]
- Oversee a team of Credit Analysts to ensure smooth functioning of entire credit process for Real Estate clients for their fund based & non fund based requirements.
- Provide an independent credit opinion and recommendation on the proposed exposure & structures (to reduce transaction risk), highlighting the risks involved in a credit, considering bank's risk appetite and lending Policies, regulatory guidance etc. and providing adequate mitigants to minimize risk.
- Hands-on experience in managing credit transactions/ operations including improving risk management policies; monitoring & controlling mechanisms, procedures & systems to detect transactions outside established parameters.
- Identify business, structural, financial & overall credit risks, stipulating covenants to mitigate and ensure adherence to compliance requirements of RBI, Legal, Risk Management.
- Tracking performance of portfolio and follow up on high deviation cases, highlighting critical risk zones and securing portfolio with collaterals in high risk cases leading to reduction in delinquencies.
- Identify and report all negative events & early warning signals on potential problematic accounts/ relationships & signs of stress in client relationships, design strategies to address the stress and take pre-emptive measures to protect portfolio quality.
- Presenting credit proposals / Reports to Sanctioning Committee
- Regular engagement / meeting with clients.
- Manage relationships with internal stakeholders and external clients for data collection, compliance and co-ordination with internal & external auditors.
Candidate specs:
Must be an MBA / CA with experience in Real Estate Credit with a Bank or large NBFC
Must have hands on experience in the entire gamut of Real Estate Credit transactions
Must have led teams
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Posted By
Posted in
Banking & Finance
Job Code
1244297