Senior Credit Research Analyst - Loan Origination & Management - Retail

Senior Credit Research Analyst - Loan Origination and Management (Retail)

Job Description :

- The role entails supporting the Credit Risk team of a global bank, in analysing their retail lending products (such as mortgages, credit cards, loans and overdrafts)

- Supporting loan origination activities such as risk-based loan pricing, limit setting, loan loss modelling, line management, etc.

- Credit risk management of the assigned retail portfolio and performing loan analytics (such as stress testing, sensitivity analysis)

- Suggest credit strategies across the loan life cycle (from origination to recovery/collection)

- Creating interactive dashboards to visually represent and review key metrics and performance/trends for the underlying retail lending portfolio

- Generating MIS, business insights and highlighting portfolio hotspots by deploying available data and applying statistical tools/techniques

- Regular interaction with the client to discuss loan origination/management strategies, visualisation dashboards as well as workflow

- Engage with client teams proactively and identify opportunities for standardization of processes to bring in effectiveness and gain efficiency