Senior Credit Manager - Unsecured Business Loans

Role and responsibility:

- Credit underwriting and appraisals of unsecured loan applicants within the defined policy guidelines

- Conducting telephonic PDs with customer to evaluate credit proposal

- Supervising overall activities like login, processing, disbursement, MIS etc.

- Ensure quick turnaround of customer loan applications

- Preparing PD notes & recommending notes for approval to higher authority

- Managing and training the CPA team regularly

The ideal candidate:

- Analytical bent of mind

- Good communication & writing skills

- Should be a team player

Qualification and Experience:

- Minimum 5 -8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintech.

- Should be from Unsecured Lending background

- Master's degree (MBA preferred) from a reputed institute or a CA/CFA degree with relevant experience