Senior Credit Manager - Loan Against Securities - BFSI

Department :- Credit (LAS / ESOP / EBF)

Designation / Position:- Sr. Manager

Location:- Mumbai

Years of Experience:- 3 - 4 years

Job Profile:- Retail Credit (Loan Against Securities (Equity Shares/ MFs/ Bonds) /ESOP/IPO Funding to HNIs or companies)

Job Responsibilities:-

- The role involves Term sheet finalization and preparation of sanction note through Loan Origination System, financial/income analysis, evaluating risk factors and identifying suitable mitigants

- Co-coordinating with the internal teams (RMS/ Operations/ Legal) & External for documentation and post-sanction activities for the disbursement of the loan if required.

- Periodical review of Interest Rest / Put-call options.

- Monitoring of the limits sanctioned under various retail product portfolio and ensure Periodic reviews/renewals.

- Follow-up with the RMs / Clients for compliance of the covenants, security cover stipulations etc.

- Maintenance of the MIS and preparation of the MIS reports for top management.

Any other desired Attributes:-

- Good communication Skills

- Ability to do multitasking