Senior Credit Analyst - Mid Corporate - Bank

Senior Credit Analyst - Mid Corporates for a Bank.

Client is a well known Pvt sector bank & is rated highly among its peer group.

Role Specs :

- Lead a team of senior analysts .

- Credit approving role including in-depth analysis of - clients / their prospects, financial statements business model, management competency, industry dynamics and competitive position.

- Implementation of credit standards & guidance set by the bank's policies / programs and suggesting changes, if any.

- Provide an independent credit opinion and recommendation on the proposed exposure & structures , highlighting the risks involved , considering bank's risk appetite and lending Policies, regulatory guidance etc. and providing adequate mitigants to minimize risk.

- Hands-on experience in managing credit transactions/ operations.

- To look after existing portfolio for annual review & interim requirement of companies.

- Monitoring economic and industry developments as well as financial parameters of clients to detect potential risk triggers or signs of stress and taking appropriate steps to mitigate risks.

- Presenting credit proposals / Reports to appropriate committee, as and when required.

- Open to handling specific sectors independently within the group.

Candidate specs:

- Must be in a similar role with Banks handling mid & large corporates credit.

- CA / MBA