Senior Credit Analyst

Key Responsibilities :-

- Thorough understanding and analysis of companies and industry and presentation of ideas and recommendations.

- Preparation of credit proposal - analyzing the borrower and group financials, security for the loan, background check for the borrower and promoters.

- Presentation to the credit committee & Board and seeking approvals and issuance of the sanction letter.

- Periodic Monitoring & Review of the exposures

- Tracking the security performance, news updates, industry news, the promoters and the like

- Adhering to the RBI regulations, internal policies

- Maintaining various Policies, Data and MIS

- Collect and analyze financial data using online and other data sources such as annual reports, Capitoline, Bloomberg etc.

- Manage ad-hoc analytical research requests

- Help prepare and maintain industry data. Track Macro/micro economic data

- Track company operating metrics based on relevance in different sectors/companies

- Have analyzed in the past various Mid or Large sized companies