Sr. Associate- Risk & policy- Construction finance- NBFC
Purpose of the Role :
To undertake key tasks pertaining to Policy & Risk Management for the Construction Finance vertical, including working closely with all stakeholders like sales, credit, operations, etc.
Key Responsibilities:1. New policy designing & implementation, changes to existing policy in line with company's vision and focus areas, regulatory changes, competition mapping, new product support for the Construction Finance vertical
2. Maintaining credit policy document and changes to the same
3. Studying micro markets from CF perspective and sharing risk perspective on the various product proposals by the business teams
4. Review and monitoring of post disbursal credit activities like PDD monitoring, escrow monitoring,
5. Monitoring project completion status, milestone completion vs plan
6. Maintaining MIS of critical data points w.r.t. borrower, project, developer for MIS, tracking, reporting and analysis purposes
7. Designing Risk Appetite Framework for the CF LOB and monitoring compliance to the same