Rupeek - Senior Manager - Risk Management

Rupeek - Senior Manager, Risk Management

About Rupeek :

Founded in 2015, Rupeek is India's leading asset-backed digital lending fintech platform. Built on 'Technology, Integrity & Fair value' first ethos, its vision is to be a new age, innovative brand solving the credit pain points of Indians. Rupeek aims to create equal access to credit for every Indian by enabling hassle-free doorstep gold loans at the lowest interest rates, its first flagship product with many more to follow across multiple asset classes. Rupeek is currently present in 60+ cities and have served more than 5 lakh+ customers. It is the first ever fintech in the asset-backed lending category to record a $1bn annual run rate (ARR). Headquartered in Bangalore, Rupeek's investors include Sequoia Capital, Accel Partners, Bertelsmann, GGV Capital, VEF, and Lightbox.

YOUR ROLE

In this Role you will:

- Lead the development and maintenance of a robust trigger-based reporting framework that ensures each risk benchmark metric is tracked at nth level - geography, customer type, channel etc. The framework should trigger mechanism whenever any benchmark is breached at any level

- Liasion with different stakeholders to ensure that the risk benchmark numbers stay under check

- Build early warning signals for identifying sources of portfolio stress and communicate continually to stakeholders across the organization

- Work closely with Category, customer experience and operations teams to develop strategies for mitigating portfolio risk and coming up with segmented treatment strategies across risk brackets

- Continually work to bridge the twin objectives of maximizing portfolio revenue while minimizing risk

- Defining and updating criteria for customer upsell / cross-sell, renewals, closure, and other account actions

KEY SKILLS AND QUALIFICATIONS:

- Chartered Accountant; MBA is a plus

- 5-8 yrs of work-ex with atleast 4+ years of work experience in credit risk management function of Bank/NBFC/Fintech

- Experience in managing a team of analysts

- High level of ownership

- Comfort with ambiguity; strong test and learn bias; ready to get hands dirty

- Ability to engage and influence people cross functionally

- Well rounded individual with strong communication skills