RM - Stressed Assets - Corporate Banking

Job Purpose: To manage a portfolio of client that is / has been exhibiting some degree of stress at a particular point of time.

Key Responsibilities:

- The role would require the candidate to engage in client negotiations, recover overdues, strengthen collateral position of the bank and prepare and present credit proposals in line with the business objectives.

- Responsible for recovery and managing the Bank's stressed asset portfolio by active engagement with all concerned stake holders.

- The role would also require engagement with internal and external auditors in demonstrating progress in the banks strategy towards these accounts as well as prepare and present regular impairment assessments to the credit committees.

- To establish and implement a review mechanism to monitor existing loans and in turn business performance

Functional & Behavioral Skills:

- MBA / CA with 10-15 years of relevant experience of managing a stressed asset portfolio

- Background in lending, trade finance, cash management, treasury products, liabilities

- Team work skills, delivery on targets and tasks assigned in a time bound manner

- Independent process setting and managing ability

- Ability to lead negotiation discussions with clients

- Ability to find solutions and work in highly unstructured environments