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Aarti

Team Leader at Ten Heads

Last Login: 13 March 2025

Job Views:  
25
Applications:  15
Recruiter Actions:  3

Job Code

1530317

Risk Rating & Compliance Role - Bank

Posted 2 days ago
Posted 2 days ago

- Internal rating validation for Corporate, SME, Business Banking, NBFC, MFI, Broker, Bank clients across the bank.


Key activities include.

- Detailed assessmentand understanding of credit risk (industry, business, financials, management), credit ratings.

- Preparation of rating rationale along with rationale forany changes in risk scores

- Review deviations to the credit policy of the Bank.

- Recommendations/comments on all proposals placed to Board level credit committee with respect to policy compliance/portfolio risk/industry prospects, etc.

- Decision making along with the stakeholders (Credit/Business)

- Effective interaction with business/credit groups across Large Corporates/Emerging Local Corporates/NBFCs/Brokers/MFIs/Projects/Small, Micro Enterprises/Business Banking

- Effective resolution of internal audit/ external audit/ RBI queries

- Periodic review and updating of industry risk scores including assessmentfor new industries as deemed appropriate.

- Track latest industry developments by participation in seminars, conferences and client site visits, interactions with clients,rating agencies, industry database providers,

- Benchmarking of companies within sectors

- Stakeholder management: Candidate should be able to efficiently manage various stakeholders including senior management from both Credit and Business functions.

- Define and facilitate the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the division.

- Nurture talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals.

- Develop and nurture a continuous talent pipeline for key roles in the division and provides mentoring for high potential talent in the organization.

- Ensure adherence to process and ability to work within pre-decided TAT

- Strong understanding of finance and accounting concepts

- Ability to identify key characteristics and drivers of diverse sectors/ businesses.

- Knowledge of risk assessment and control

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Posted By

user_img

Aarti

Team Leader at Ten Heads

Last Login: 13 March 2025

Job Views:  
25
Applications:  15
Recruiter Actions:  3

Job Code

1530317

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